{"id":46083,"date":"2022-02-15T15:30:19","date_gmt":"2022-02-15T08:30:19","guid":{"rendered":"https:\/\/xe.chotot.com\/kinh-nghiem\/?p=46083"},"modified":"2022-02-15T15:30:40","modified_gmt":"2022-02-15T08:30:40","slug":"bao-hiem-o-to-bat-buoc-la-gi","status":"publish","type":"post","link":"https:\/\/xe.chotot.com\/kinh-nghiem\/bao-hiem-o-to-bat-buoc-la-gi.html","title":{"rendered":"B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 g\u00ec? Hi\u1ec3u \u0111\u00fang v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c c\u1ee7a xe \u00f4 t\u00f4"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/xe.chotot.com\/kinh-nghiem\/bao-hiem-o-to-bat-buoc-la-gi.html\/#Bao_hiem_o_to_bat_buoc_la_gi\" >B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/xe.chotot.com\/kinh-nghiem\/bao-hiem-o-to-bat-buoc-la-gi.html\/#Cac_loai_bao_hiem_o_to_bat_buoc\" >C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/xe.chotot.com\/kinh-nghiem\/bao-hiem-o-to-bat-buoc-la-gi.html\/#Phi_bao_hiem_o_to_bat_buoc\" >Ph\u00ed b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/xe.chotot.com\/kinh-nghiem\/bao-hiem-o-to-bat-buoc-la-gi.html\/#Nguyen_tac_boi_thuong_bao_hiem\" >Nguy\u00ean t\u1eafc b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/xe.chotot.com\/kinh-nghiem\/bao-hiem-o-to-bat-buoc-la-gi.html\/#Doi_tuong_pham_vi_va_loai_tru_bao_hiem\" >\u0110\u1ed1i t\u01b0\u1ee3ng, ph\u1ea1m vi v\u00e0 lo\u1ea1i tr\u1eeb b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/xe.chotot.com\/kinh-nghiem\/bao-hiem-o-to-bat-buoc-la-gi.html\/#Pham_vi_chi_tra_cua_bao_hiem_o_to\" >Ph\u1ea1m vi chi tr\u1ea3 c\u1ee7a b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00f4ng th\u1ec3 thi\u1ebfu khi mua xe \u00f4 t\u00f4, ng\u01b0\u1eddi s\u1edf h\u1eefu xe \u00f4 t\u00f4 b\u1eaft bu\u1ed9c ph\u1ea3i th\u1ef1c hi\u1ec7n mua theo quy \u0111\u1ecbnh c\u1ee7a nh\u00e0 n\u01b0\u1edbc.<\/em><\/strong>&nbsp;<\/p>\n\n\n\n<p>Khi mua xe \u00f4 t\u00f4, c\u00e1c ch\u1ee7 xe c\u1ea7n ph\u1ea3i hi\u1ec3u r\u00f5 v\u1ec1 lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c n\u00e0y c\u0169ng nh\u01b0 nh\u1eefng l\u01b0u \u00fd khi s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m \u0111\u1ec3 mua \u0111\u1ee7 c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft, tr\u00e1nh t\u00ecnh tr\u1ea1ng b\u1ecb b\u1eaft l\u1ed7i khi tham gia giao th\u00f4ng ho\u1eb7c \u0111\u1ec3 ph\u00f2ng ng\u1eeba nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y \u0111\u1ebfn b\u1ea5t c\u1ee9 l\u00fac n\u00e0o.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/AkY96JRF464joPX6O7oRTjFse0ic_sIdJtl2nDovxCN5msXLPp6jd7OPnthP1AMirkjI3eBPoHxyPUC82uVJ4BlYghyCiEJJAvMCNpXAI9z7LuxvqOFuaoNEVjWvLSO5_DikDU1C\" alt=\"b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 g\u00ec\" width=\"700\"\/><figcaption><em>B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 g\u00ec?<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<p>H\u00e3y tham kh\u1ea3o b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y c\u1ee7a Ch\u1ee3 T\u1ed1t Xe \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c v\u00e0 nguy\u00ean t\u1eafc s\u1eed d\u1ee5ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bao_hiem_o_to_bat_buoc_la_gi\"><\/span><strong>B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c nh\u01b0 t\u00ean g\u1ecdi c\u1ee7a n\u00f3 l\u00e0 mang t\u00ednh b\u1eaft bu\u1ed9c, g\u1ecdi v\u1edbi c\u00e1i t\u00ean \u0111\u1ea7y \u0111\u1ee7 l\u00e0 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi. B\u1ea3o hi\u1ec3m n\u00e0y s\u1ebd chi tr\u1ea3 b\u1ed3i th\u01b0\u1eddng cho b\u00ean th\u1ee9 3 khi c\u00f3 c\u00e1c thi\u1ec7t h\u1ea1i v\u1ec1 th\u00e2n th\u1ec3 hay t\u00e0i s\u1ea3n khi x\u1ea3y ra tai n\u1ea1n theo quy \u0111\u1ecbnh.&nbsp;<\/p>\n\n\n\n<p>\u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 khi ch\u1ee7 xe tham gia b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c v\u00e0 g\u00e2y tai n\u1ea1n cho ng\u01b0\u1eddi kh\u00e1c, th\u00ec l\u00fac n\u00e0y b\u00ean b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 m\u1ed9t kho\u1ea3n ph\u00ed b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi b\u1ecb tai n\u1ea1n theo \u0111\u00fang quy \u0111\u1ecbnh v\u00e0 th\u1ecfa thu\u1eadn c\u1ee7a b\u1ea3o hi\u1ec3m v\u1edbi ng\u01b0\u1eddi mua.&nbsp;<\/p>\n\n\n\n<p>Ch\u1ee7 xe b\u1eaft bu\u1ed9c ph\u1ea3i tham gia b\u1ea3o hi\u1ec3m n\u00e0y, m\u1ed7i b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 gi\u00e1 tr\u1ecb trong v\u00f2ng 1-2 n\u0103m t\u00f9y thu\u1ed9c v\u00e0o ng\u01b0\u1eddi mua. N\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c cho xe c\u01a1 gi\u1edbi khi tham gia giao th\u00f4ng, ho\u1eb7c qu\u00ean mang hay b\u1ea3o hi\u1ec3m h\u1ebft h\u1ea1n, n\u1ebfu b\u1ecb c\u00f4ng an giao th\u00f4ng y\u00eau c\u1ea7u ki\u1ec3m tra th\u00ec ch\u1ee7 xe s\u1ebd b\u1ecb x\u1eed ph\u1ea1t theo h\u00e0nh ch\u00ednh theo \u0111\u00fang quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh.<\/p>\n\n\n\n<p>Vi\u1ec7c mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c c\u00f2n gi\u00fap h\u1ea1n ch\u1ebf c\u00e1c t\u00ecnh tr\u1ea1ng g\u00e2y tai n\u1ea1n b\u1ecf tr\u1ed1n v\u00ec m\u1ed9t s\u1ed1 l\u00fd do v\u00e0 kh\u00f4ng b\u1ecb truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 v\u00ec m\u1ea5t kh\u1ea3 n\u0103ng b\u1ed3i th\u01b0\u1eddng cho \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ecb tai n\u1ea1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cac_loai_bao_hiem_o_to_bat_buoc\"><\/span><strong>C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Hi\u1ec7n nay tr\u00ean th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u00f3 4 h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m ph\u1ed5 bi\u1ebfn, c\u00e1c ch\u1ee7 s\u1edf h\u1eefu khi <a href=\"https:\/\/xe.chotot.com\/mua-ban-oto\" class=\"ek-link\">mua \u00f4 t\u00f4<\/a> c\u1ea7n ph\u1ea3i ch\u00fa \u00fd \u0111\u1ec3 mua \u0111\u1ee7 bao g\u1ed3m: B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe c\u01a1 gi\u1edbi, b\u1ea3o hi\u1ec3m thi\u1ec7t h\u1ea1i v\u1eadt ch\u1ea5t xe c\u01a1 gi\u1edbi, b\u1ea3o hi\u1ec3m ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe v\u00e0 tai n\u1ea1n l\u00e1i ph\u1ee5 xe.\u00a0<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/leGE594cSwz_6cIFH1HOl2iRC0947N-g5IVhX3n3VaVN99L332c11mozVEWu-kgJERPadDozER74IU2JcfbFDoNaW3BBlxup5abtzr8ABezUsf682AdsD7eoNxmbPsvbwR91d0bE\" alt=\"mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c\n\" width=\"700\"\/><figcaption><em>B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c c\u00f3 nh\u1eefng lo\u1ea1i n\u00e0o?<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<p>Ngo\u00e0i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi l\u00e0 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c ch\u1ee7 xe ph\u1ea3i tham gia theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt Vi\u1ec7t Nam. C\u00f2n 3 lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00f2n l\u1ea1i \u0111\u1ec1u l\u00e0 b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n, c\u00e1c ch\u1ee7 xe c\u00f3 th\u1ec3 mua ho\u1eb7c kh\u00f4ng t\u00f9y theo nhu c\u1ea7u v\u00e0 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh.&nbsp;<\/p>\n\n\n\n<p>Tuy nhi\u00ean \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 th\u00ec khuy\u1ebfn kh\u00edch c\u00e1c ch\u1ee7 xe n\u00ean mua. V\u1eady b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 l\u00e0 g\u00ec? \u0110\u00e2y l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m gi\u00fap ch\u1ee7 xe \u0111\u01b0\u1ee3c chia s\u1ebb chi ph\u00ed s\u1eeda ch\u1eefa xe khi c\u00f3 c\u00e1c s\u1ef1 c\u1ed1, tai n\u1ea1n ngo\u00e0i \u00fd mu\u1ed1n x\u1ea3y ra khi\u1ebfn xe b\u1ecb h\u01b0 h\u1ecfng c\u1ea7n ph\u1ea3i s\u1eeda ch\u1eefa. T\u00f9y v\u00e0o nhu c\u1ea7u, ch\u1ee7 xe c\u00f3 th\u1ec3 mua c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p \u0111\u1ec3 s\u1eed d\u1ee5ng.&nbsp;<\/p>\n\n\n\n<p>\u0110\u1ed1i t\u01b0\u1ee3ng b\u1ea3o hi\u1ec3m c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t l\u00e0 nh\u1eefng h\u01b0 h\u1ea1i v\u1ec1 v\u1eadt ch\u1ea5t xe do x\u00e1c nguy\u00ean nh\u00e2n, tai n\u1ea1n b\u1ea5t ng\u1edd n\u1eb1m ngo\u00e0i s\u1ef1 ki\u1ec3m so\u00e1t c\u1ee7a ch\u1ee7 xe nh\u01b0 b\u1ecb \u0111\u00e2m, r\u01a1i, h\u1ecfa ho\u1ea1n, ch\u00e1y n\u1ed5,&#8230; ho\u1eb7c nh\u1eefng tai n\u1ea1n b\u1ea5t kh\u1ea3 kh\u00e1ng do t\u00e1c \u0111\u1ed9ng c\u1ee7a thi\u00ean nhi\u00ean nh\u01b0: m\u01b0a l\u0169, \u0111\u1ed9ng \u0111\u1ea5t,&#8230; M\u1ed9t s\u1ed1 h\u00e3ng b\u1ea3o hi\u1ec3m hi\u1ec7n nay c\u00f2n h\u1ed7 tr\u1ee3 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u1ea3 m\u1ea5t c\u1eafp b\u1ed9 ph\u1eadn xe hay b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Phi_bao_hiem_o_to_bat_buoc\"><\/span><strong>Ph\u00ed b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh r\u00f5 r\u00e0ng v\u00e0 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m hi\u1ec7n nay n\u00ean c\u00e1c b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m c\u1ee7a h\u00e3ng n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c. S\u1ebd kh\u00f4ng c\u00f3 chuy\u1ec7n h\u00e3ng n\u00e0o b\u00e1n b\u1ea3o hi\u1ec3m gi\u00e1 r\u1ebb h\u01a1n h\u00e3ng n\u00e0o v\u00ec c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111\u00e3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh r\u00f5 r\u00e0ng theo B\u1ed9 T\u00e0i ch\u00ednh n\u00ean kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m kh\u00f4ng c\u1ea7n lo. Tham kh\u1ea3o b\u1ea3ng ph\u00ed b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 d\u01b0\u1edbi \u0111\u00e2y:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>S<\/strong>\u1ed1 <strong>th\u1ee9 t\u1ef1<\/strong><\/td><td><strong>Lo\u1ea1i xe<\/strong><\/td><td><strong>M\u1ee9c ph\u00ed (VAT)<\/strong><\/td><\/tr><tr><td><strong>Xe kh\u00f4ng kinh doanh v\u1eadn t\u1ea3i<\/strong><\/td><\/tr><tr><td>1<\/td><td>Xe 4 &#8211; 5 ch\u1ed7<\/td><td>480.700<\/td><\/tr><tr><td>2<\/td><td>Xe 6 &#8211; 8 ch\u1ed7<\/td><td>873.400<\/td><\/tr><tr><td>3<\/td><td>Xe 15 -24 ch\u1ed7<\/td><td>1.397.000<\/td><\/tr><tr><td>4<\/td><td>Xe 25 &#8211; 54 ch\u1ed7&nbsp;&nbsp;&nbsp;<\/td><td>2.007.500<\/td><\/tr><tr><td>5<\/td><td>Xe b\u00e1n t\u1ea3i<\/td><td>1.026.300<\/td><\/tr><tr><td><strong>Xe kinh doanh v\u1eadn t\u1ea3i<\/strong><\/td><\/tr><tr><td>6<\/td><td>Xe 4-5 ch\u1ed7<\/td><td>831.600<\/td><\/tr><tr><td>7<\/td><td>Xe 06 ch\u1ed7<\/td><td>1.021.900<\/td><\/tr><tr><td>8<\/td><td>Xe 07 ch\u1ed7<\/td><td>1.188.000<\/td><\/tr><tr><td>9<\/td><td>Xe 08 ch\u1ed7<\/td><td>1.378.300<\/td><\/tr><tr><td>10<\/td><td>Xe 15 ch\u1ed7<\/td><td>2.633.400<\/td><\/tr><tr><td>11<\/td><td>Xe 16 ch\u1ed7<\/td><td>3.359.400<\/td><\/tr><tr><td>12<\/td><td>Xe 24 ch\u1ed7<\/td><td>5.095.200<\/td><\/tr><tr><td>13<\/td><td>Xe 25 ch\u1ed7<\/td><td>5.294.300<\/td><\/tr><tr><td>14<\/td><td>Xe 30 ch\u1ed7<\/td><td>5.459.300<\/td><\/tr><tr><td>15<\/td><td>Xe 40 ch\u1ed7<\/td><td>5.789.300<\/td><\/tr><tr><td>16<\/td><td>Xe 50 ch\u1ed7<\/td><td>6.119.300<\/td><\/tr><tr><td>17<\/td><td>Xe 54 ch\u1ed7<\/td><td>6.251.300<\/td><\/tr><tr><td>18<\/td><td>Taxi 5 ch\u1ed7<\/td><td>1.413.720<\/td><\/tr><tr><td>19<\/td><td>Taxi 7 ch\u1ed7<\/td><td>2.019.600<\/td><\/tr><tr><td>20<\/td><td>Taxi 8 ch\u1ed7<\/td><td>2.343.110<\/td><\/tr><tr><td><strong>Xe t\u1ea3i<\/strong><\/td><\/tr><tr><td>21<\/td><td>Xe d\u01b0\u1edbi 3 t\u1ea5n<\/td><td>938.300<\/td><\/tr><tr><td>22<\/td><td>Xe t\u1eeb 3-8 t\u1ea5n<\/td><td>1.826.000<\/td><\/tr><tr><td>23<\/td><td>Xe tr\u00ean 8 t\u1ea5n &#8211; 15 t\u1ea5n<\/td><td>3.020.600<\/td><\/tr><tr><td>24<\/td><td>Xe tr\u00ean 15 t\u1ea5n<\/td><td>3.520.000<\/td><\/tr><tr><td>25<\/td><td>Xe \u0111\u1ea7u k\u00e9o<\/td><td>5.280.000<\/td><\/tr><\/tbody><\/table><figcaption>B\u1ea3ng: Ph\u00ed b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c hi\u1ec7n nay<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Nguyen_tac_boi_thuong_bao_hiem\"><\/span><strong>Nguy\u00ean t\u1eafc b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Sau khi tham gia b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c, ch\u1ee7 s\u1edf h\u1eefu s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i theo c\u00e1c nguy\u00ean t\u1eafc sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>&nbsp;Khi c\u00f3 tai n\u1ea1n b\u1ea5t ng\u1edd x\u1ea3y ra, trong ph\u1ea1m vi m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m th\u00ec ch\u1ee7 xe c\u01a1 gi\u1edbi s\u1ebd \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng m\u1ed9t kho\u1ea3n chi ph\u00ed m\u00e0 ch\u1ee7 xe \u0111\u00e3 b\u1ed3i th\u01b0\u1eddng ho\u1eb7c s\u1ebd ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ecb thi\u1ec7t h\u1ea1i.&nbsp;<\/li><li>Trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n khi\u1ebfn cho ch\u1ee7 xe c\u01a1 gi\u1edbi b\u1ecb t\u1eed vong ho\u1eb7c th\u01b0\u01a1ng t\u1eadt to\u00e0n b\u1ed9 m\u00e0 kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i, th\u00ec \u0111\u01a1n v\u1ecb cung c\u1ea5p b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng tr\u1ef1c ti\u1ebfp cho \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ecb thi\u1ec7t h\u1ea1i.&nbsp;<\/li><li>Trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n thi\u1ebft, b\u00ean \u0111\u01a1n v\u1ecb cung c\u1ea5p b\u1ea3o hi\u1ec3m bu\u1ed9c ph\u1ea3i kh\u1eafc ph\u1ee5c h\u1eadu qu\u1ea3 tai n\u1ea1n b\u1eb1ng c\u00e1ch t\u1ea1m \u1ee9ng ngay nh\u1eefng chi ph\u00ed c\u1ea7n thi\u1ebft trong ph\u1ea1m vi tr\u00e1ch nhi\u1ec7m. B\u00ean b\u1ea3o hi\u1ec3m kh\u00f4ng c\u00f3 tr\u00e1ch nhi\u1ec7m ph\u1ea3i b\u1ed3i th\u01b0\u1eddng ph\u1ea7n v\u01b0\u1ee3t qu\u00e1 tr\u00e1ch nhi\u1ec7m theo quy \u0111\u1ecbnh v\u00e0 c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn khi kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m.&nbsp;<\/li><li>M\u1ed9t \u0111i\u1ec1u ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u1ea7n ph\u1ea3i l\u01b0u \u00fd \u0111\u00f3 ch\u00ednh l\u00e0 cho d\u00f9 c\u00f3 tham gia nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m xe h\u01a1i b\u1eaft bu\u1ed9c cho c\u00f9ng m\u1ed9t xe th\u00ec s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng c\u0169ng ch\u1ec9 \u0111\u01b0\u1ee3c t\u00ednh theo m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ea7u ti\u00ean.<\/li><\/ul>\n\n\n\n<p>V\u1eady n\u00ean khi quy\u1ebft \u0111\u1ecbnh mua b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c, c\u00e1c kh\u00e1ch h\u00e0ng n\u00ean c\u00e2n nh\u1eafc mua th\u00eam c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m b\u1ed5 sung kh\u00e1c, ph\u00f2ng khi c\u00f3 r\u1ee7i ro c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c chia s\u1ebb b\u1edbt g\u00e1nh n\u1eb7ng v\u1ec1 chi ph\u00ed s\u1eeda ch\u1eefa, b\u1ed3i th\u01b0\u1eddng cho b\u00ean th\u1ee9 3.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image is-resized\"><img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/jyeuEkBnn2eZNT9PnR-AxZqxJBeQhT5dvY4x_UX1Zv2VwiVkf7PTTb0U32kgXuSn8YASrt5HO-vdTi2nzkCTLw3FiODCi8ThtUrybfxMugm7me3DE-x6AXSGBdrJmn2Hdd3VyjW5\" alt=\"b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 l\u00e0 g\u00ec\n\" width=\"700\"\/><figcaption><em>C\u1ea7n n\u1eb5m r\u00f5 nguy\u00ean t\u1eafc s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/em><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Doi_tuong_pham_vi_va_loai_tru_bao_hiem\"><\/span><strong>\u0110\u1ed1i t\u01b0\u1ee3ng, ph\u1ea1m vi v\u00e0 lo\u1ea1i tr\u1eeb b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Khi mua b\u1ea3o hi\u1ec3m, c\u00f3 nh\u1eefng v\u1ea5n \u0111\u1ec1 m\u00e0 b\u1ea1n c\u1ea7n ph\u1ea3i l\u01b0u \u00fd v\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng tham gia, ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u0169ng nh\u01b0 ph\u1ea7n lo\u1ea1i tr\u1eeb b\u1ea3o hi\u1ec3m \u0111\u1ec3 tr\u00e1nh hi\u1ec3u sai v\u1ec1 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c.&nbsp;<\/p>\n\n\n\n<p>\u0110\u1ea7u ti\u00ean, \u0111\u1ed1i t\u01b0\u1ee3ng tham gia b\u1ea3o hi\u1ec3m l\u00e0 to\u00e0n b\u1ed9 c\u00f4ng&nbsp; d\u00e2n s\u1edf h\u1eefu xe \u00f4 t\u00f4 tham gia giao th\u00f4ng tr\u00ean l\u00e3nh th\u1ed5 n\u01b0\u1edbc Vi\u1ec7t Nam. M\u1ed7i ch\u1ee7 xe th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c tham gia nhi\u1ec1u b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c c\u00f9ng m\u1ed9t l\u00fac cho c\u00f9ng m\u1ed9t xe c\u01a1 gi\u1edbi, nh\u01b0ng c\u00f3 th\u1ec3 tham gia \u0111\u1ed3ng th\u1eddi c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n kh\u00e1c cho xe c\u01a1 gi\u1edbi.&nbsp;<\/p>\n\n\n\n<p>Ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c l\u00e0 c\u00e1c thi\u1ec7t h\u1ea1i v\u1ec1 th\u00e2n th\u1ec3, t\u00ednh m\u1ea1ng c\u0169ng nh\u01b0 t\u00e0i s\u1ea3n c\u1ee7a b\u00ean th\u1ee9 ba t\u1ee9c l\u00e0 ng\u01b0\u1eddi b\u1ecb tai n\u1ea1n do xe c\u01a1 gi\u1edbi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m g\u00e2y ra. B\u00ean c\u1ea1nh \u0111\u00f3 nh\u1eefng ng\u01b0\u1eddi h\u00e0nh kh\u00e1ch c\u00f9ng ng\u1ed3i tr\u00ean xe g\u00e2y ra tai n\u1ea1n b\u1ecb thi\u1ec7t h\u1ea1i v\u1ec1 th\u00e2n th\u1ec3 v\u00e0 t\u00ednh m\u1ea1ng c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng t\u1ef1.&nbsp;<\/p>\n\n\n\n<p>Ngo\u00e0i ra c\u00f3 c\u00e1c lo\u1ea1i tr\u1eeb b\u1ea3o hi\u1ec3m, t\u1ee9c l\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p m\u00e0 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c t\u1eeb ch\u1ed1i b\u1ea3o hi\u1ec3m nh\u01b0: b\u00ean th\u1ee9 3 c\u1ed1 \u00fd g\u00e2y ra thi\u1ec7t h\u1ea1i hay g\u00e2y ra h\u1eadu qu\u1ea3 gi\u00e1n ti\u1ebfp t\u1eeb thi\u1ec7t h\u1ea1i, thi\u1ec7t h\u1ea1i t\u1eeb m\u1ea5t c\u1eafp t\u00e0i s\u1ea3n ho\u1eb7c b\u1ecb c\u01b0\u1edbp sau tai n\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng. B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c tai n\u1ea1n b\u1ea5t kh\u1ea3 kh\u00e1ng nh\u01b0 \u0111\u1ed9ng \u0111\u1ea5t, kh\u1ee7ng b\u1ed1,&#8230; s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c ch\u1ecbu tr\u00e1ch nhi\u1ec7m m\u00e0 ch\u1ee7 xe c\u00f3 th\u1ec3 mua th\u00eam b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 \u0111\u1ec3 \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o.&nbsp;<\/p>\n\n\n\n<p>Trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi l\u00e1i xe g\u00e2y tai n\u1ea1n r\u1ed3i b\u1ecf tr\u1ed1n hay gi\u1ea5y ph\u00e9p l\u00e1i xe c\u1ee7a t\u00e0i x\u1ebf kh\u00f4ng h\u1ee3p l\u1ec7 th\u00ec b\u00ean \u0111\u01a1n v\u1ecb b\u1ea3o hi\u1ec3m c\u0169ng s\u1ebd kh\u00f4ng cung c\u1ea5p b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi b\u1ecb tai n\u1ea1n. V\u1eady n\u00ean ng\u01b0\u1eddi d\u00f9ng c\u1ea7n t\u00ecm hi\u1ec3u r\u00f5 th\u00f4ng tin v\u1ec1 c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb \u0111\u1ec3 s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 v\u00e0 th\u00f4ng minh h\u01a1n.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/6RJt9GhN-mVovoPqWnxG8R3Abl4M6MIquT3drfvLDFXSO_xCa29ATL_DtewkaFqp2FHsGog8KKpQQk7X9tNhe5kBpqJWvROj_SjJxqCIQfMuU-nBn4z3n_M1txtvUp5XbZ2Sgolx\" alt=\"ph\u00ed b\u1ea3o hi\u1ec3m \u00f4 t\u00f4\" width=\"700\"\/><figcaption><em>N\u1eafm r\u00f5 \u0111\u1ed1i t\u01b0\u1ee3ng, ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pham_vi_chi_tra_cua_bao_hiem_o_to\"><\/span><strong>Ph\u1ea1m vi chi tr\u1ea3 c\u1ee7a b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c th\u00ec trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 c\u00e1c thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi v\u00e0 c\u1ee7a \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 3 ho\u1eb7c h\u00e0nh kh\u00e1ch theo h\u1ee3p \u0111\u1ed3ng v\u1eadn chuy\u1ec3n h\u00e0nh kh\u00e1ch c\u1ee7a xe c\u01a1 gi\u1edbi th\u00ec s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 theo \u0111\u00fang quy \u0111\u1ecbnh v\u00e0 \u0111i\u1ec1u kho\u1ea3n th\u1ecfa thu\u1eadn.&nbsp;<\/p>\n\n\n\n<p>Tuy nhi\u00ean trong tr\u01b0\u1eddng h\u1ee3p b\u00ean th\u1ee9 3 c\u1ed1 \u00fd g\u00e2y th\u00eam thi\u1ec7t h\u1ea1i th\u00ec s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng to\u00e0n b\u1ed9 b\u1ea3o hi\u1ec3m. B\u00ean c\u1ea1nh \u0111\u00f3, n\u1ebfu c\u00f3 \u00fd b\u1ecf ch\u1ea1y sau khi g\u00e2y tai n\u1ea1n ho\u1eb7c kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe, th\u00ec c\u0169ng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3. B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c thi\u1ec7t h\u1ea1i g\u00e2y ra c\u00e1c h\u1eadu qu\u1ea3 gi\u00e1n ti\u1ebfp kh\u00e1c nh\u01b0 h\u1ecfng c\u00e2y c\u1ed1i, nh\u00e0 c\u1eeda v\u00e0 thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n b\u1ecb m\u1ea5t c\u1eafp hay c\u01b0\u1edbp trong tai n\u1ea1n c\u0169ng t\u01b0\u01a1ng t\u1ef1.&nbsp;&nbsp;<\/p>\n\n\n\n<p>M\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 xe \u00f4 t\u00f4 \u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi do xe c\u01a1 gi\u1edbi g\u00e2y ra l\u00e0 50.000.000 \u0111\u1ed3ng\/1 ng\u01b0\u1eddi\/1 v\u1ee5 tai n\u1ea1n. C\u00f2n \u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n l\u00e0 50.000.000 \u0111\u1ed3ng\/1 v\u1ee5 tai n\u1ea1n.&nbsp;<\/p>\n\n\n\n<p>T\u00f9y theo nhu c\u1ea7u s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m c\u0169ng nh\u01b0 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh chi tr\u1ea3 c\u1ee7a b\u1ea3n th\u00e2n ch\u1ee7 xe c\u01a1 gi\u1edbi \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh n\u00ean mua th\u00eam nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o ngo\u00e0i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o th\u00eam cho t\u00e0i s\u1ea3n v\u00e0 t\u00ednh m\u1ea1ng c\u1ee7a b\u1ea3n th\u00e2n c\u0169ng nh\u01b0 nh\u1eefng ng\u01b0\u1eddi xung quanh.&nbsp;<\/p>\n\n\n\n<p>Hy v\u1ecdng qua b\u00e0i vi\u1ebft n\u00e0y c\u1ee7a <a href=\"https:\/\/xe.chotot.com\">Ch\u1ee3 T\u1ed1t Xe<\/a> c\u00e1c b\u1ea1n \u0111\u00e3 c\u00f3 th\u00eam nh\u1eefng th\u00f4ng tin b\u1ed5 \u00edch v\u1ec1 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c c\u0169ng nh\u01b0 nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c c\u1ea7n thi\u1ebft ph\u1ea3i c\u00f3 khi mua \u00f4 t\u00f4.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00f4ng th\u1ec3 thi\u1ebfu khi mua xe \u00f4 t\u00f4, ng\u01b0\u1eddi s\u1edf h\u1eefu xe \u00f4 t\u00f4 b\u1eaft bu\u1ed9c ph\u1ea3i th\u1ef1c hi\u1ec7n mua theo quy \u0111\u1ecbnh c\u1ee7a nh\u00e0 n\u01b0\u1edbc.&nbsp; Khi mua xe \u00f4 t\u00f4, c\u00e1c ch\u1ee7 xe c\u1ea7n ph\u1ea3i hi\u1ec3u r\u00f5 v\u1ec1 lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft<\/p>\n","protected":false},"author":24,"featured_media":46089,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c","_yoast_wpseo_title":"B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 g\u00ec? Hi\u1ec3u \u0111\u00fang v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c c\u1ee7a xe \u00f4 t\u00f4","_yoast_wpseo_metadesc":"B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00f4ng th\u1ec3 thi\u1ebfu khi mua xe \u00f4 t\u00f4, ng\u01b0\u1eddi s\u1edf h\u1eefu xe b\u1eaft bu\u1ed9c ph\u1ea3i mua theo quy \u0111\u1ecbnh c\u1ee7a nh\u00e0 n\u01b0\u1edbc.","_editorskit_title_hidden":false,"_editorskit_reading_time":8,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[4,5],"tags":[],"class_list":{"0":"post-46083","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tu-van","8":"category-oto"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 g\u00ec? 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Hi\u1ec3u \u0111\u00fang v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c c\u1ee7a xe \u00f4 t\u00f4\" \/>\n<meta property=\"og:description\" content=\"B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00f4ng th\u1ec3 thi\u1ebfu khi mua xe \u00f4 t\u00f4, ng\u01b0\u1eddi s\u1edf h\u1eefu xe b\u1eaft bu\u1ed9c ph\u1ea3i mua theo quy \u0111\u1ecbnh c\u1ee7a nh\u00e0 n\u01b0\u1edbc.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/xe.chotot.com\/kinh-nghiem\/bao-hiem-o-to-bat-buoc-la-gi.html\" \/>\n<meta property=\"og:site_name\" content=\"Kinh Nghi\u1ec7m Xe\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-15T08:30:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-02-15T08:30:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/xe\/2021\/05\/c0fcb7b1-bao-hiem-o-to-bat-buoc-thumb.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Nguyen Nguyen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nguyen Nguyen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c l\u00e0 g\u00ec? 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